Karen posted some new deals today – something different to Europe!
I started reading about this process around 2 years ago and it has been quite lucrative.
His write up was very well written and got me into the US card game.
PointsNerd followed it up with quite the extensive “how to do this” series.
Between these 2 articles you would be all set to get some US cards.
The thing is – you don’t have to do all of that – and I’ll make it way simpler.
It seems the key to both articles (very well written by both by the way) is getting your US ITIN card.
Well, I eventually got mine after a few months and it didn’t even matter.
I didn’t need an ITIN card, a bank account in the US or a US phone number!
Now, this may not be true for you but this process can actually be quite easy.
I would start with a US Amex card if you already have a CDN one and work from there.
You can pay off your US credit card bills with a TD US account (in Canada) which will charge you $2.50 per transaction but well worth it when you think of all the new points you’ll be getting.
My CDN phone number is tied to my accounts as well.
What do you REALLY NEED?
A U.S. mailing address.
The process they outline takes a few months and can be quite tedious.
Why not try easy first and then build your US credit?
I have to say it REALLY helps if you have quick access to the US – like live in a border town like I do.
That also makes US manufactured spend significantly easier too.
How would you get started?
Google “*location* package pickup” and by *location* I mean where you would physically pick up your US credit card because it is not getting delivered to you here in Canada.
Find one that seems legit and gets good reviews and use that place as your new “US residence”
Apply for the card. – I would suggest either the Amex Personal Gold or Amex Personal SPG card. BOTH FREE FIRST YEAR
Tell the truth in your application and hope for the best.
If it fails – and it very well might – try the ways mentioned above.
I’m just trying to save you some time and frustration.
I’ve included my referral link below if you are so inclined – and thanks!
SPG first (cuz it’s the best!)
Our travel agent Karen now works from home but she scores very good deals when it comes to ALL Inclusives!
Get in touch with her. firstname.lastname@example.org
I did a post almost 3 years ago that still rings true today and is very relevant this week – our CDN March break.
Now, cards have changed since that post and you are left with 2 SPG cards and 1 Best Western Card, but the value in those 3 cards is about $2000 in hotels for $270 in fees.
A Marriott card or 2 will be back soon but in the time being this is what we have.
The best part of those SPG AMEX cards is you can work together with your partner to pick up referal points and combine your points.
Many people asked me before March break about finding “cheap” hotels in Florida after I found them “cheap” flights.
If this may have been you wondering about “cheap” hotels grab a SPG Amex card and start the process for yourself.
One way to look at it is this – would you pay $120 on Groupon or whatever to be guaranteed anywhere from 2-7 free hotel nights (based on quality/location of hotel)?
Ya you probably would.
The thing to remember is only do this if you know you can pay down your credit on time and are responsible with credit.
As a side note I have branched out into the US hotel cards which is also very lucrative and worth giving a shot if you have established credit there.
Check our page “Paypal Me/US Amex cards” on that.
Our most popular page is “How do you do this” which gets you started on these CDN cards.
Have fun with it!
To all my Canadian friends – have a safe and enjoyable March break!
I hope you can use points/miles to help with the costs of your travel – that is why this blog exists.
Check our page “How do you do this” for how to get started if you haven’t yet.
Karen now works from home but check out her latest and get a hold of her if you like these deals!